As the years pass in retirement, you may find that your priorities change. You could become more interested in travel, or decide to take up a new hobby. If you keep track of what you’re spending, you can cut back in a separate area of your budget to make up the difference.
For example, while in Anacapri, I chose to stay in an inexpensive bed and breakfast, with a simple room. I was able to take the local bus to my favorite restaurant each afternoon, right on the water. I could walk around and visit the local shops, markets and cafes. It was easy to entertain myself by knitting on the patio, reading a book, or writing in my journal. The views and people were exquisite.
This year, since I am spending money on private table tennis lessons, I will most likely cut out a trip to Europe next Spring. The extra gas and drive time to get the best training have to be accounted for, and I’ve already made adjustments made to the budget.
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