I just received my electric bill for last month's usage. It was $264.00! Yikes! I have been heating the cabin with wood, but leave two electric radiator style heaters at 55 degrees to keep the pipes from freezing. It gets so cold in the winter. Some of our evenings we have dropped down into the teens. I guess it's better than having a pipe burst. I make sure to drain the water from the pipes and shut the water off when I am out of town.
It used to be cheaper to bake from scratch, but now I am thinking it might be less expensive to buy cookies on sale. I love the Scottish stem ginger biscuits that they sell at Stater Brothers. I may still make a batch of lemon bars and bake several potatoes while the oven is in use. The natural gas prices are causing me to rethink everything.
This is why it is so important to have an emergency fund and to account for inflation during retirement. Things really go up, and it only increases as we age. My health insurance now costs nearly $700.00 per month. It will continue to rise until I am eligible for Medicare at age 65. When I first bought the cottage, it was $35.00 per month. I was 33. At that time I just had a catastrophic policy.
How were your utility bills this month? Have you made any changes? I am doing laundry in cold water, and have been drying everything out on the clothesline. With all of the rain and flooding we experienced, I had to use the gas dryer several times. It really adds up; the more we can save and conserve, the lower our bills will be.
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